Buying a home, refinancing or need to renovate?
Whatever your situation, we can offer support from our team of experienced lending specialists, who are here to provide you with a helping hand to help get you into your home faster.
We're proud to provide you with real value
Variable and comparison rate
Basic Home Loan
| Rate type | Principal and interest |
| Purpose | To live in |
| Variable rate* | 2.39% p.a. |
| Comparison rate | 2.39% p.a. |
| Application fee waived | |
| Loan package fee waived | |
| Upfront costs covered | |
| Fee free offset account | |
| Fee free redraw facility | |
| Fee free additional repayments | |
| New and established dwellings and off the plan purchases | |
| House and land packages and construction loans | |
| Minimum loan amount | $200,000 |
| Maximum loan amount | $1,500,000 |
| Minimum deposit^ | 20% |
Standard Home Loan
| Rate type | Principal and interest |
| Purpose | To live in |
| Variable rate | 2.69% p.a. |
| Comparison rate | 2.69% p.a. |
| Application fee waived | |
| Loan package fee waived | |
| Upfront costs covered | |
| Fee free offset account | |
| Fee free redraw facility | |
| Fee free additional repayments | |
| New and established dwellings and off the plan purchases | |
| House and land packages and construction loans | |
| Minimum loan amount | $200,000 |
| Maximum loan amount | $1,500,000 |
| Minimum deposit^ | 20% |
Ready to take the next step?
Applications are straightforward, and our team of lending specialists are here to discuss your options.
Need information or help? Our team of lending specialists are here for you from application to settlement. Call us on 03 9629 4484
Tools to help you prepare
Thinking about refinancing your home loan?
General information
We’ll waive your:
- application fee
- mortgage documentation fee
- valuation fee, and
- mortgage registration and discharge fees.
Our standard home loan comes with fee free access to a redraw facility and offset account
Refinancing fees and charges may apply, such as exit fees from your current provider.
For a full list of fees and charges, please view our Schedule of Fees and Charges.
Online applications take less than 20 minutes to complete.
Provided we’ve been able to verify your identify online and you meet our lending criteria, we’ll be able to issue a conditional approval instantly.
To apply for a loan, you need to:
- be 18 years or older
- an Australian citizen or permanent resident, and
- currently employed.
Comparison rate calculated on $150,000 loan over 25 years. Care should be taken in using this comparison rate. The comparison rate is accurate only for the example given as other factors including government fees and charges, redraw fees or fees for early repayment, may influence the final cost of the loan.
^ For deposits >5% but less than 20%, Lenders Mortgage Insurance will apply and a margin of 0.20% will be added to the advertised rate.