Let our lending specialists help
Buying a property investment can be complicated – from the borrowing amount to the structure and term of the loan. Our experienced lending specialists make it simple by providing support to help you make the best decision for your goals.
Try one of our calculators
If you’re curious about an investment loan and want to see how it works in action, try one of our handy calculators below.
We're proud to provide you with real value
Great rates for our members
3.14
Member rate
| Rate type | Principal and interest |
| Variable rate | 3.14% p.a. |
| Comparison rate | 3.14% p.a. |
| Application fee waived | |
| Loan package fee | |
| Upfront costs covered | |
| Fee free offset account | |
| Fee free redraw facility | |
| Fee free additional repayments | |
| New and established dwellings and off the plan purchases | |
| House and land packages and construction loans | |
| Minimum loan amount | $200,000 |
| Maximum loan amount | $1,500,000 |
| Minimum deposit^ | 20% |
General rate
| Rate type | Principal and interest |
| Variable rate | 4.30% p.a. |
| Comparison rate | 4.72% p.a. |
| Application fee waived | |
| Loan package fee | |
| Upfront costs covered | |
| Fee free offset account | |
| Fee free redraw facility | |
| Fee free additional repayments | |
| New and established dwellings and off the plan purchases | |
| House and land packages and construction loans | |
| Minimum loan amount | $200,000 |
| Maximum loan amount | $1,500,000 |
| Minimum deposit^ | 20% |
3.34
Member rate
| Rate type | Interest only |
| Variable rate | 3.34% p.a. |
| Comparison rate | 3.34% p.a. |
| Application fee waived | |
| Loan package fee | |
| Upfront costs covered | |
| Fee free offset account | |
| Fee free redraw facility | |
| Fee free additional repayments | |
| New and established dwellings and off the plan purchases | |
| House and land packages and construction loans | |
| Minimum loan amount | $200,000 |
| Maximum loan amount | $1,500,000 |
| Minimum deposit^ | 20% |
General rate
| Rate type | Interest only |
| Variable rate | 4.30% p.a. |
| Comparison rate | 4.72% p.a. |
| Application fee waived | |
| Loan package fee | |
| Upfront costs covered | |
| Fee free offset account | |
| Fee free redraw facility | |
| Fee free additional repayments | |
| New and established dwellings and off the plan purchases | |
| House and land packages and construction loans | |
| Minimum loan amount | $200,000 |
| Maximum loan amount | $1,500,000 |
| Minimum deposit^ | 20% |
Our member rates are available to members of MyLife MySuper or Catholic Super superannuation funds.
Ready to take the next step?
Applications are straightforward, and our team of lending specialists are here to help you through the process.
Need more information or help? Our team of lending specialists are here for you from application to settlement. Call us on 03 9629 4484
General information
We’ll waive your:
- application fee
- mortgage documentation fee
- valuation fee, and
- mortgage registration and discharge fees.
You’ll also receive fee free access to an offset account and redraw facility.
Refinancing fees and charges may apply, such as exit fees from your current provider.
For a full list of fees and charges, please view our Schedule of Fees and Charges.
Online applications take less than 20 minutes to complete.
Provided we’ve been able to verify your identify online and you meet our lending criteria, we’ll be able to issue a conditional approval instantly.
To apply for a loan, you need to:
- be 18 years or older
- an Australian citizen or permanent resident, and
- currently employed.
Comparison rate calculated on $150,000 loan over 25 years. Care should be taken in using this comparison rate. The comparison rate is accurate only for the example given as other factors including government fees and charges, redraw fees or fees for early repayment, may influence the final cost of the loan.
^For deposits >5% but less than 20%, an interest rate of 0.20% above the applicable rate will apply. Lenders Mortgage Insurance will apply.