Build your wealth

Whatever your financial goals are, we are here to help you reach them.  There are different ways to build your wealth, depending on your individual situation and what you are trying to achieve.

Term Deposits

A term deposit is a great way to reach your savings goals, as you can lock in a great guaranteed rate for a term from 31 days up to 24 months. Interest is calculated daily and paid at the end of the term. You have the peace of mind know that all deposits are covered by the Government guarantee.

Older couple walking on beach
Parents and daughter putting coin in piggy bank

Monthly Income: Fixed Term Account

These accounts are like a term deposit, except you can have the interest paid to you monthly. Like a term deposit, you can benefit from locking in a guaranteed return rate on your investment.

You can invest for either 12 or 24 months and as with all deposits administered by MyLife MyFinance, they are fully covered by the Government guarantee.

Investment loans

Buying an investment property can be a great way to achieve your financial goals, whether you’re already a home owner, or a first time home buyer. One of our lending specialists can assist you with the process. We’ll be there to talk you through and answer any questions you may have along the way.

Additionally for customers who are a member of either MyLife MySuper or Catholic Super, we’ll waive the set up fees including the valuation of the property.


Superannuation is a tax effective way to save for your retirement. Amounts that go into your super account attract different tax treatments from the ATO. Your money is pooled with other members' money and invested on your behalf by professional investment managers. 

Your employer will make contributions to your super fund and you can top it up with your own money. 

Interest rates as at 2 October 2019. All interest rates are variable unless noted otherwise.
*All depositors are protected by the Government guarantee. For further details, please refer
In deciding whether this product meets your needs, we recommend that you read this page in conjunction with our Product Disclosure Statement, Supplementary Product Disclosure Statement (Interest Rates), Supplementary Product Disclosure Statement (Schedule of Fees and Charges), and our General Terms and Conditions. A copy of these documents are available on our website. You can also obtain a copy of these by contacting our office on 03 9629 4484.
MyLife MyFinance Limited Trading as MyLife MyFinance. ABN 54 087 651 750. AFSL/Australian Credit Licence Number 245606.