Access account

Our everyday, no fuss transaction account makes it easy to access your money and manage it on the go.

Your everyday banking account

MyLife MyFinance's Access account is your complete everyday transaction account, providing easy access to your funds across Australia. No frills means you'll benefit from no minimum balance requirements, no account keeping fees and no minimum monthly deposit. Easy to operate and maintain, this account is perfect for keeping your funds handy for your day-to-day banking needs. 

Person using laptop with phone and credit card in hands

Need help planning your budget?

Try our online budget planner. It’s a simple calculator that can help you map out your expenses, like rent and groceries, and show you what money you have left over (which can be put towards any savings goals you may have).

Features you'll love

Access at anytime

No minimum balance

No monthly account keeping fees

No minimum monthly deposit

View our rates

Variable rate  
$1+ 0.00% p.a.

General information

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  • No monthly account fees and no minimum monthly deposits.
  • No transaction fees when making payments using our Mobile App or Internet Banking.
  • An Access card to make everyday purchases via EFTPOS.
  • No ATM withdrawal fees when accessing your money from Australian ATMs [1].

For a full list of our fees and charges, please read our Supplementary Product Disclosure Statement (Schedule of Fees and Charges).

[1] Some ATM operators may charge an ATM withdrawal fee at the time of transaction.

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Online applications take less than 10 minutes, with account details emailed to you within one business day.

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Interest is calculated on the minimum monthly balance and paid annually on 1 April, with interest calculated on that part of the balance within the tiered rate.

Interest rates as at 12 October 2020. All interest rates are variable unless noted otherwise. *All depositors are protected by the Government guarantee. For further details, please refer www.fcs.gov.au. In deciding whether this product meets your needs, we recommend that you read this page in conjunction with our General Terms, Product Disclosure Statement, Interest rates flyer, and Schedule of fees and charges. A copy of these documents are available on our website. You can also obtain a copy of these by contacting our office on 03 9629 4484. MyLifeMyFinance Limited Trading as MyLife MyFinance. ABN 54 087 651 750. AFSL/Australian Credit Licence Number 245606.