Access Account

No frills, just a straightforward approach to everyday banking. Enjoy the benefits of full online access, no account keeping fees, and access to one of Australia's leading ATM networks.

Access at your fingertips

MyLife MyFinance's Access account is your complete everyday transaction account, providing easy access to your funds across Australia. No frills means you'll benefit from no minimum balance requirements, no account keeping fees and no minimum monthly deposit. Easy to operate and maintain, this account is perfect for keeping your funds handy for your day-to-day banking needs. 

We're proud to provide you with real value

Access at anytime

No minimum balance

No monthly account keeping fees

No minimum monthly deposit

View our rates

Variable rate  
$1 and $5,000 0.00% p.a.
$5,001 and above 0.05% p.a.

Ready to take the next step?

Need information? Call us on 03 9629 4484

General information

Counter cheques issued: $15.00
Periodical payments - Cheque: $15.00
Periodical payments - Branch Initiated EFT: $5.00
Periodical payments - via Internet Banking: Nil
External funds transfer - Initiated via Internet Banking: Nil
External funds transfer - Initiated via Branch: $10.00
External funds transfer dishonour: $20.00
Direct debit dishonour: $20.00
Stop cheque request: $15.00
Cheque dishonour: $20.00
Cheque special answer: $15.00
Overdrawn account: $10.00
Voucher/information retrieval: $60.00 per hour ($20.00 minimum)

Overdrawn account

If your savings account becomes overdrawn for any reason at any time during the month, an "Overdrawn Account Fee" per occurrence will be debited to your account.

Online applications take less than 10 minutes, with account details emailed to you within one business day.

Interest is calculated on the minimum monthly balance and paid annually on 1 April, with interest calculated on that part of the balance within the tiered rate.


Interest rates as at 20 July 2018. All interest rates are variable unless noted otherwise. All depositors are protected by the Financial Claims Scheme. For further details, please refer In deciding whether this product meets your needs, we recommend that you read this page in conjunction with our Product Disclosure Statement, Supplementary Product Disclosure Statement (Interest Rates), Supplementary Product Disclosure Statement (Schedule of Fees and Charges), and our General Terms and Conditions. A copy of these documents are available on our website. You can also obtain a copy of these by contacting our office on 03 9629 4484.
MyLife MyFinance Limited Trading as MyLife MyFinance. ABN 54 087 651 750. AFSL/Australian Credit Licence Number 245606.