Term Deposits

A great way to reach your savings goals, with a range of competitive interest rates.

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Term Deposit

Get the advantage with flexible, highly competitive benefits

Competitive interest rates

Fee free investment options

Choice of terms

Government guarantee*

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Variable $5,000 - $49,999 $50,000 - $99,999 $100,000 - $500,000
3 month term 1.80% p.a. 2.05% p.a. 2.05% p.a.
6 month term 2.05% p.a. 2.40% p.a. 2.40% p.a.
9 month term 2.05% p.a. 2.40% p.a. 2.40% p.a.
12 month term 2.30% p.a. 2.50% p.a. 2.50% p.a.
24 month term 2.50% p.a. 2.55% p.a. 2.55% p.a.

**Special Offers for new funds to MyLife MyFinance**

- 2.50% p.a. for a 3 month term

- 2.70% p.a. for a 6 month term

- 2.75% p.a. for a 9-11 month term

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- 2.90% p.a. for a 12 month term (Limited time offer)

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- 2.75% p.a. for a 24 month term

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For values $500,001 or above, please call our office on 03 9629 4484.

Looking for more from your banking institution? Become a member of MyLife MySuper or
Catholic Super superannuation funds to receive exclusive member rates from MyLife MyFinance.

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Need information? Call us on 03 9629 4484

General information

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Counter cheques issued: $15.00
Periodical payments - Cheque: $15.00
Periodical payments - Branch Initiated EFT: $5.00
Periodical payments - via Internet Banking: Nil
External funds transfer - Initiated via Internet Banking: Nil
External funds transfer - Initiated via Branch: $10.00
External funds transfer dishonour: $20.00
Direct debit dishonour: $20.00
Stop cheque request: $15.00
Cheque dishonour: $20.00
Cheque special answer: $15.00
Overdrawn account: $10.00
Voucher/information retrieval: $60.00 per hour ($20.00 minimum)

Overdrawn account. If your account becomes overdrawn for any reason at any time during the month, an "Overdrawn Account Fee" per occurrence will be debited to your account.

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Online applications take less than 10 minutes, with account details emailed to you within one business day.

array(18) { [0]=> string(2) "id" [1]=> string(4) "uuid" [2]=> string(11) "revision_id" [3]=> string(8) "langcode" [4]=> string(4) "type" [5]=> string(3) "uid" [6]=> string(6) "status" [7]=> string(7) "created" [8]=> string(12) "revision_uid" [9]=> string(9) "parent_id" [10]=> string(11) "parent_type" [11]=> string(17) "parent_field_name" [12]=> string(17) "behavior_settings" [13]=> string(16) "default_langcode" [14]=> string(16) "revision_default" [15]=> string(29) "revision_translation_affected" [16]=> string(10) "field_text" [17]=> string(11) "field_title" }

Interest is calculated daily and paid on maturity.

Product Disclosure Statement

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General Terms and Conditions

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Supplementary Product Disclosure Statement (Account Interest Rates)

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Supplementary Product Disclosure Statement (Schedule of Fees and Charges)

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Interest rates as at 20 July 2018. All interest rates are variable unless noted otherwise. All depositors are protected by the Financial Claims Scheme. For further details, please refer www.fcs.gov.au. In deciding whether this product meets your needs, we recommend that you read this page in conjunction with our Product Disclosure Statement, Supplementary Product Disclosure Statement (Interest Rates), Supplementary Product Disclosure Statement (Schedule of Fees and Charges), and our General Terms and Conditions. A copy of these documents are available on our website. You can also obtain a copy of these by contacting our office on 03 9629 4484.
MyLife MyFinance Limited Trading as MyLife MyFinance. ABN 54 087 651 750. AFSL/Australian Credit Licence Number 245606.